Depreciation & Tax Strategies for High-Net-Worth Investors

1. How Can High-Net-Worth Investors Maximise Tax Depreciation?

Short Answer:

By leveraging advanced tax strategies, structuring property ownership correctly, and working with expert Quantity Surveyors, investors can minimise taxable income and reinvest savings into further acquisitions.

Key Strategies for High-Net-Worth Investors:

✅ Portfolio-Wide Tax Depreciation Planning – Claim depreciation across multiple assets.
✅ Strategic Asset Structuring – Optimise tax benefits based on ownership structures.
✅ Proactive Tax Planning – Update depreciation schedules when properties are upgraded.

📌 Book a Private Consultation for Advanced Strategies: Request a Call

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2. Can High-Net-Worth Investors Claim Depreciation Across Multiple Properties?

Short Answer:

Yes! Each income-producing property qualifies for its own tax depreciation schedule, and high-net-worth investors can structure their portfolio to maximise overall deductions.

Why Multi-Property Investors Need a Portfolio Approach:

✔ Depreciation benefits compound over multiple assets.
✔ Proper structuring ensures tax efficiency across all holdings.
✔ Regularly updated depreciation reports maximise deductions over time.

📌 Get a Portfolio-Wide Depreciation Assessment: Request a Consultation

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3. How Does Ownership Structure Impact Tax Depreciation?

Short Answer:

Ownership structure determines who can claim depreciation and how deductions are allocated within tax returns.

Common Investment Structures & Depreciation Impact:

✅ Individual Ownership – Depreciation reduces personal taxable income.
✅ Company or Trust Ownership – Can allow for structured tax benefits.
✅ Self-Managed Super Funds (SMSF) – Special tax rules apply for depreciation claims.

📌 Get Expert Advice on Ownership & Depreciation: Speak to Koste

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4. What Happens to Depreciation When High-Net-Worth Investors Renovate?

Short Answer:

Renovations create new depreciation opportunities, and old assets may be written off as immediate deductions.

Key Renovation Depreciation Strategies:

✔ Claim "scrapping" deductions on removed assets before upgrading.
✔ Maximise deductions on new plant & equipment (Division 40).
✔ Ensure Capital Works (Division 43) is correctly claimed on new renovations.

📌 Get a Depreciation Report Before Renovating: Request a Quote

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5. How Does Depreciation Affect High-Net-Worth Investors Selling Properties?

Short Answer:

Depreciation impacts Capital Gains Tax (CGT), but strategic planning can minimise liabilities.

How to Manage Depreciation & CGT:

✔ Claiming Capital Works (Division 43) depreciation lowers the cost base, increasing CGT.
✔ Planning depreciation correctly can ensure net tax benefits outweigh CGT costs.
✔ Expert advisory ensures a tax-efficient exit strategy.

📌 Book a CGT & Depreciation Strategy Session: Speak to an Expert

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6. Should High-Net-Worth Investors Update Their Depreciation Schedules?

Short Answer:

Yes! Depreciation schedules should be updated whenever investors:
✅ Add new properties to their portfolio.
✅ Complete major renovations or upgrades.
✅ Reassess depreciation based on portfolio strategy changes.

📌 Get an Updated Portfolio Depreciation Report: Request an Assessment

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7. How Can Koste Help High-Net-Worth Investors With Tax Depreciation?

Short Answer:

Koste provides customised tax depreciation strategies tailored to investors with multiple properties, high-value assets, and complex tax structures.

Why Work With Koste?

🚀 Portfolio-Wide Depreciation Planning – Not just single-property reports.
🚀 Chartered Quantity Surveyors (AIQS & RICS) – High-level expertise, audit-ready reports.
🚀 Capal Technology – AI-driven tax depreciation calculations for portfolio optimisation.

📌 Get Expert Tax Depreciation Advice for Your Portfolio: Request a Consultation