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Depreciation Myths & Misconceptions – Koste Chartered Quantity Surveyors

The Truth About Tax Depreciation: Common Myths Debunked by Experts

1. Myth: “My Property is Too Old to Claim Tax Depreciation.”

Reality:

You can still claim depreciation, even if your property was built before 1987.

What Can Still Be Claimed?

Capital Works Deductions (Division 43): If renovations or structural improvements were made after 16 September 1987, you can claim depreciation on those works.
Plant & Equipment (Division 40): If you install new assets, they qualify for depreciation, regardless of property age.

📌 Find Out If Your Older Property Qualifies: Request an Assessment


2. Myth: “Tax Depreciation Isn’t Worth It for Low-Cost Properties.”

Reality:

Even a low-cost investment property can generate thousands in tax deductions.

Why Depreciation Still Matters?

✅ Properties under $300,000 can still have $5,000+ in annual depreciation claims.
Every tax saving adds up, improving cash flow and ROI.
Koste maximises deductions by using real construction cost data, not generic estimates.

📌 Get a Free Depreciation Estimate: Check Your Potential Savings


3. Myth: “I Can Just Use My Accountant to Estimate Depreciation.”

Reality:

Accountants cannot legally estimate construction costs—only a Chartered Quantity Surveyor (like Koste) is qualified to do so.

Why a Tax Depreciation Report Is Essential?

Accountants rely on reports from Quantity Surveyors (AIQS & RICS-certified).
ATO requires accurate costings, not estimates, for depreciation claims.
A professional depreciation schedule ensures maximum, audit-proof deductions.

📌 Get an ATO-Compliant Depreciation Report: Order Now


4. Myth: “Since I Bought a Second-Hand Property, I Can’t Claim Any Depreciation.”

Reality:

You can still claim depreciation on the building structure (Division 43) and any new assets you install.

What Second-Hand Property Owners Can Claim:

Capital Works (Division 43): Even if you buy an older property, you can claim depreciation on renovations & structural upgrades.
New Plant & Equipment (Division 40): If you install a new hot water system, air conditioning, or appliances, you can still claim depreciation.

📌 Find Out What You Can Claim: Get an Expert Assessment


5. Myth: “If I Claim Depreciation, I’ll Pay More in Capital Gains Tax (CGT) Later.”

Reality:

While claiming Capital Works (Division 43) deductions reduces the cost base for CGT, the tax savings from depreciation usually outweigh any future CGT liability.

Why Depreciation is Still Beneficial?

Claiming depreciation improves your cash flow now, rather than worrying about potential CGT later.
CGT discounts apply if you hold the property for more than 12 months.
Many investors use tax savings to reinvest and grow their portfolio.

📌 Need a Tax Strategy for CGT & Depreciation? Book a Consultation


6. Myth: “If I Haven’t Claimed Depreciation Before, It’s Too Late.”

Reality:

You can backdate depreciation claims and adjust previous tax returns to recover missed deductions.

How to Backdate Depreciation:

✅ The ATO allows amendments for up to two years for individuals and four years for companies.
If you’ve owned the property longer, future depreciation can still be maximised.
Koste can prepare retrospective depreciation schedules to help reclaim lost tax deductions.

📌 Recover Missed Depreciation Today: Talk to Koste


7. Myth: “Tax Depreciation is Only for Residential Property Investors.”

Reality:

Businesses, commercial property owners, and tenants can also claim depreciation.

Who Else Benefits from Depreciation?

Business Owners – Can claim depreciation on office fit-outs, furniture, and equipment.
Commercial Property Owners – Can claim both Capital Works & Plant & Equipment depreciation.
Retailers & Hospitality Venues – Can claim depreciation on shop fit-outs and commercial assets.

📌 Find Out How Depreciation Works for Businesses: Get a Custom Report


Next Steps for Implementation in HubSpot

1️⃣ Upload These Articles into your HubSpot Knowledge Base under "Depreciation Myths & Misconceptions."
2️⃣ Enable Chatbot Integration to provide accurate responses and correct misinformation.
3️⃣ Monitor Chatbot Interactions & Update FAQs as needed.